Without the right tools or support, it’s easy to fall into operational pitfalls that slow your business down. To help you stay on top of your game, the right banking partner, like PSBank, helps you optimize your business operations.
Whether you’re a seasoned entrepreneur or just starting out, managing and growing a business is not easy. From overseeing payroll to ensuring bills, suppliers, and client payments are settled on time, managing these responsibilities can quickly become overwhelming.
Here are three ways to boost your business efficiency:
1. Simplify Payroll: Manage It Online, Not Manually
No matter the size of your workforce, manually processing payroll twice a month can be both time-consuming and prone to errors. It’s a critical responsibility that adds to the already demanding load business owners carry.
With PSBank, payroll doesn’t have to be a hassle. Opening a Corporate Account gives you free access to Business Online Buddy (BOB), a platform designed to simplify business transactions for business owners.
Through PSBank’s BOB, business owners can disburse salaries directly to PSBank Payroll Accounts in just a few clicks. It’s a faster, safer, and more accurate way to handle payroll to give you and your team one less thing to worry about.
2. Stay On Track: Automate Your Payments
Day-to-day operations often involve making sure utilities, rent, and supplier payments are settled on time. But with so much to manage, it’s easy for dues to slip through the cracks—resulting in late fees and operational hiccups.
Stay on top of payments with BOB. You can set up Auto-Credit Arrangements and access a wide network of accredited billers. Whether it’s utility bills, rent, or recurring supplier payments, everything can be handled online to make sure that payments are on time every time. You can even schedule recurring payments, disburse bulk payouts to vendors, or collect payments from clients, reducing manual errors and minimizing delays.
3. Stay on Top of Cash Flow: Track Your Finances Anytime, Anywhere
Staying on top of business finances requires clear visibility and secure management. Without consolidated tracking, it’s easy to lose sight of your cash flow or mismanage business funds.
You can avoid this by monitoring accounts in real time and have access to up to three months’ worth of transaction history with PSBank’s BOB. For added security, PSBank’s BOB offers multi-step authorization and user access management, allowing role-based permissions for team members. This means full control over who can view and manage specific financial tasks—ensuring transparency and accountability.
Your Maaasahang Buddy for Growth
Grow your business by streamlining financial processes with PSBank. You can open a PSBank Corporate Account at your nearest branch to get started. Access to PSBank’s Business Online Buddy (BOB) is free for all PSBank Corporate Accountholders. Learn more at www.psbank.com.ph.
Ford Philippines honored its top-performing dealers during the 2025 Ford Dealer Convention held at the Solaire Grand Ballroom in Paranaque City. The event recognized outstanding dealer contributions in sales, service, and customer experience (CX).
The Sales category recognized individuals and dealer teams that have sold the highest number of Ford vehicles for both retail and fleet sales, while the Service category honored individuals and dealer teams that have delivered excellent after-sales service in the areas of warranty, parts, accessories, and extended service business. The CX category recognized individuals and dealer teams for outstanding customer satisfaction scores in sales and service.
In addition, bank partners EastWest Bank and Bank of the Philippine Islands (BPI) recognized dealers with the highest number of vehicle bookings closed and retail accounts sold via bank financing.
Pedro Simoes, managing director, Ford Philippines, shares, “We thank our dealer teams for what they do for Ford and our customers every day. They represent us in delivering the Ford ownership experience in their respective dealerships, and we are proud to shine the spotlight on the roster of outstanding dealers for their significant contributions to the business.”
SALES CATEGORY
Top 5 Retail Sales Consultants (Metro Manila)
Justine Faith Lim, Ford Global City
Maria Cristina Avila, Ford Manila
Jackie Lou Terrado, Ford Quezon Avenue
Anna Marie Asne, Ford Global City
Roxette Santy, Ford Manila Bay
Top 5 Retail Sales Consultants (Provincial)
Jocel Orfianas, Ford Clark
Aira Janica Quizon, Ford Pampanga
Erika Jean Fortuno, Ford Cainta
Ma Romela Clai Manalo, Ford Cainta
Allan Velasco Orias, Ford Dagupan
Top Sales Consultant – Ranger Retail Sales
Metro Manila: Justine Faith Lim, Ford Global City
Provincial: Roxanne Marie Roa, Ford Cagayan de Oro
Top Sales Consultant – Everest Retail Sales
Metro Manila: Justine Faith Lim, Ford Global City
Provincial: Aira Janica Quizon, Ford General Santos
Top Sales Consultant – Territory Retail Sales
Metro Manila: Justine Faith Lim, Ford Global City
Provincial: Jocel Orfiana, Ford Clark
Top Dealer for Fleet Sales: Ford Manila
Top Selling Provincial Dealer: Ford Pampanga
Top Selling Metro Dealer: Ford Global City
Top Selling Dealer Group: ANC Group
SERVICE CATEGORY
Warranty Processor of the Year: Reynold Andres, Ford Isabela
Top Selling Dealer for Accessories: Ford Global City
Top Selling Dealer for Extended Service Business: Ford Global City
Best in Parts Wholesale Performance
Metro Manila: Ford EDSA
Provincial: Ford Ormoc
Service Team of the Year
Metro Manila: Ford EDSA
Provincial: Ford Ormoc
CUSTOMER EXPERIENCE CATEGORY
Top Dealer in Overall Customer Experience:Ford Alabang
Top Dealers in Sales Customer Experience
Ford Alabang
Ford Global City
Ford Manila
Top Dealers in Service Customer Experience
Ford Alabang
Ford Global City
Ford Iloilo
Top Sales Consultants in Overall Customer Experience Index Performance
Marje Villarosa, Ford Batangas
Anna Marie Roxas Asne, Ford Global City
Justine Faith Lim, Ford Global City
Reggie Asanon, Ford Santa Rosa
Irene Delos Reyes, Ford Alabang
Top Service Advisors in Overall Customer Experience Index Performance
Those days are gone when fiestas only rang with the brassy sounds of brass bands and traditional folk tunes blaring from a karaoke machine. Nowadays, fiestas in the barangay are just as likely to feature the newest Spotify chart hits, popular TikTok dance tracks, and trending OPM videos on YouTube. From the pabonggahan ng float to late-night disco sa kalsada, music has never been more digital—and more diverse—than ever. With technology, the Playlist ng Bayan is now a vibrant blend of the new and old, both echoing the community’s distinct culture of the people.
Then vs Now: Tunog ng Nakaraan, Tugtog ng Kasalukuyan
Back then, fiesta music revolved around live marching bands, harana-type serenades, or the ever-reliable karaoke staple songs—think “Bakit Pa?” by Jessa Zaragoza or anything by Aegis. These songs are still nostalgic favorites, but now they have to compete with a new generation of musical influencers.
Enter the TikTok anthems, Spotify party playlists, and YouTube music videos—today’s go-to sources for hyping up any event. From the latest P-Pop album, a DJ remix of the kundiman, or even international hits such as “Cupid (Twin Version)” by FIFTY FIFTY, fiesta music has globalized but maintained its local twist.
How Tech Sets the Tone: Fiesta Meets Digital Vibes
With Bluetooth speakers taking over karaoke sets and playlist curation over cassette mixtapes, tech has made it easier to control the party mood. Event organizers or even ordinary kabarangays can now turn into DJs with their smartphones. Platforms such as Spotify and YouTube allow you to create playlists according to the mood of street dancing, drinking, gaming, or even religious parades.
But it’s not just the apps—it’s also the hardware.
Speakers nowadays are smart and social. Some portable Bluetooth speakers, such as the JBL PartyBox or the Sony X-series, have Party Connect or Wireless Party Chain features. That means that several speakers can sync and boom the same rhythm, turning a small barangay into an actual music festival. Built-in LED lights, bass boost, even mic/guitar input—these are the new masa sound systems.
Tradition Meets Modernity: Soundtracking Identity
While the sound is different, the essence of the fiesta does not change—joyful, collective, and Filipino in spirit. Many barangays today blend ethnic percussion groups or cultural dance routines with contemporary remixes, resulting in an audio-visual mashup that is a celebration of heritage and development.
Picture a street dance that begins with tinikling rhythms and seamlessly leads to a full-fledged EDM drop—gulat ang crowd, sabay sayaw lahat. That is the magic of contemporary fiestas: they don’t destroy tradition, they remix it.
Fiesta Feels, Modern Beats
Music has always been the pulse of Filipino fiestas—and now it’s louder, more accessible, and more in tune with the digital age. Whether it’s a barangay celebration or a city bash, today’s Playlist ng Bayan is a mix of heritage and hype. So, next time you attend a fiesta, bring your best dance moves, your loudest speakers, and your go-to playlist—because this party doesn’t just honor tradition, it dances with the times.
Words by Phia Manuell Layoso
Also published in GADGETS MAGAZINE Volume 25 No. 9 Issue.
Can we transform our Pearl of the Orient Seas into a hub of tech-savvy innovation?
No need to brave Cubao bus lines or melt under the summer sun just to join the fiesta because the spirit of celebration might just find its way into your sala. Every summer, Filipino towns burst like confetti with color, music, and the irresistible smell of kakanin in the air. There’s the thunder of Ati-Atihan drums, the beaming faces behind Masskara masks, and the glorious, golden lechon that proudly ignores your diet. Then comes Santacruzan, where Filipinas glide in elegant white gowns like it’s a holy runway show, parading beneath flower-covered arches like queens. Turns out, even fiestas like these aren’t safe from a tech upgrade. Slowly, things like holograms, AI, and digital booths are sneaking their way into our celebrations. It’s still the same lively energy; just with a few extra gadgets. Think of it as tradition… with better Wi-Fi.
Holograms: Almost Real
Let’s start with holograms. Once a sci-fi fantasy, they’re now used in real-world applications from bringing back music legends to helping train doctors. Companies like Proto and Looking Glass are creating interactive, life-sized holograms you can actually talk to. Here in the Philippines, we’ve already had a taste of this. ABS-CBN’s “Idol Philippines” used holographic visuals on stage. Schools like Ateneo and DLSU are exploring AR tech in education. And science centers like The Mind Museum have been blending interactivity and storytelling for years. It’s a sign that we’re ready for even bolder experiences.
Now, imagine this: you could even have a holographic display in your home, where you can select different fiestas to experience. Want to see the Pahiyas Festival? Just select it on your device, and suddenly, your living room is filled with virtual kiping decorations and a parade of holographic carabaos.
How about this: You walk into a barangay hall, and instead of the usual tarp banners and folding chairs, you’re greeted by a holographic Sto. Niño floating midair. Dancers in digital baro’t saya twirl to the beat of kulintang, and yes—the lechon is there, rotating slowly, narrated by a 3D Manong who spills his family’s cooking secrets. It’s festive, fun, future-forward and eco-friendly, too. No printed tarps to discard, no plastic decor to clean up — just immersive visuals that celebrate tradition while caring for the planet.
Holograms aren’t just for show; they can preserve culture, too. Imagine a 360-degree walkthrough of the Biag ni Lam-ang or holographic teachers bringing Jose Rizal and Gabriela Silang to life in the classroom. Indigenous folktales could be archived with native elders recorded in high-res 3D. Even traditional crafts, like weaving or tattooing, could be taught by holographic masters to a new generation. Of course, we need to think about making this technology accessible. Not everyone has a high-speed internet connection or the latest devices. We’ll need community hubs and public access points to make sure no one is left behind.
Barangays could start their own “holo-time capsules”—preserving songs, dances, and faces of each generation. Sidewalk karaoke? Now upgraded with a virtual duet partner. This could raise questions about authenticity, though. Can a hologram truly capture the spirit of a live performance? It’s a conversation we need to have.
AI in the Bayan
Now let’s talk about AI. The behind-the-scenes wizard making everything smoother, smarter, and strangely more personal. AI today is far from the cold, robotic stereotype. It can speak in dialects, mimic emotions, and adapt to your preferences. It is like your smart fiesta buddy: it could explain the history of Pintados in Cebuano or recommend food stalls based on your mood. For instance, you could ask the AI, “What’s the best place for kinilaw?” and it would provide a list of local vendors with reviews and directions.
AI also has potential beyond entertainment. It can help organize fiestas more efficiently, mapping crowd flows, sending alerts, or translating announcements for tourists. It can create digital versions of traditional guides who walk you through festivals you’ve never seen in person. It can even revive pre-colonial village life in interactive simulations powered by research and cultural archives. But we must also consider data privacy. How will the information gathered by these AI systems be used and protected?
And here’s where it really gets touching: for millions of overseas Filipinos, tech like this can bridge the distance. OFWs can join virtual parades, light candles at digital church altars, or visit their home province’s plaza in real-time through VR and holograms. It’s not just convenient; it’s a comforting slice of home. This could lead to a stronger sense of connection, but it also brings up the question of whether it might discourage OFWs from returning home for the actual fiestas.
Of course, nothing beats the real thing. The chaotic energy of live fiestas — from the rain-soaked or sunburned processions to the late-night karaoke marathons — is unmatched. But in times of global challenges, from pandemics to climate shifts, tech offers us ways to adapt, connect, and continue traditions instead of pausing them. Let’s imagine a future where tech companies and cultural organizations collaborate to create these experiences.
We may not have Silicon Valley’s skyscrapers, but we have kubo corners and karinderya tables where big ideas are born. In every barangay, creativity sparks and community powers invention. Filipino creatives are flipping the script, using tech not just to catch up, but to stand out, loud and proud.
Because innovation isn’t about erasing tradition. It’s about amplifying it. Making it louder, brighter, and more accessible than ever before.
So the next time you long for the spirit of fiesta season, don’t just reminisce—reimagine. Fire up that hologram lechon and move to the digital drums of Ati-Atihan. The way we celebrate may change, but the heart of the fiesta remains joyful, generous, and undeniably Filipino.
Now, can we transform our Pearl of the Orient Seas into a hub of tech-savvy innovation? Why not? After all, even a kwintas ng perlas can sparkle brighter with a bit of code, creativity, and cultural pride.
Words by Aljhelyn Piador
Also published in GADGETS MAGAZINE Volume 25 No. 9 Issue.
